First Investors International Fund
Expand Your Horizons
The Fund primarily seeks long-term capital growth through a portfolio of equity investments in companies based outside the United States.
Investor Profile: The International Fund can be used to diversify a portfolio. It may be appropriate for investors who are seeking capital growth, want exposure to investments in foreign companies, are willing to accept a high degree of investment risk, and have a long-term investment horizon that allows them to ride out market cycles.
Focus: The Fund invests in a focused portfolio of 40 to 60 stocks of companies that are located outside the United States. It seeks and invests in attractive opportunities in all foreign markets, including emerging or developing markets. The Fund does not limit itself to investments of a certain size, so a significant portion of its assets may be invested in small- to mid-size companies.
Portfolio Composition as of June 30, 2010
Regional Breakdown
| Region | Pct. of Total Net Assets | Region | Pct. of Total Net Assets |
|---|---|---|---|
| United Kingdom | 27.5% | Ireland | 3.0% |
| India | 16.1% | Canada | 3.0% |
| Brazil | 8.8% | France | 2.6% |
| Switzerland | 8.2% | Netherlands | 2.1% |
| Australia | 5.2% | Germany | 1.5% |
| United States | 5.0% | Belgium | 1.5% |
| Denmark | 4.2% | Cash Equivalents | 4.3% |
| Japan | 4.2% | Total | 97.3% |
This information is for illustrative purposes only and includes only invested cash; therefore, the sum of all regions as a percentage of net assets may not equal 100%.
Top Ten Holdings
| Security | Pct. of Total Net Assets |
|---|---|
| British American Tobacco plc | 5.3% |
| HDFC Bank, Ltd. | 5.2% |
| Philip Morris International, Inc. | 5.0% |
| Housing Development Finance Corp. | 4.4% |
| Novo Nordisk A/S - Series "B" | 4.2% |
| Imperial Tobacco Group PLC | 4.1% |
| Nestle SA - Registered | 4.1% |
| Tesco PLC | 3.5% |
| Covidien PLC | 3.0% |
| Reckitt Banckiser Group PLC | 2.8% |
| Total | 41.6% |
This information is solely for illustrative purposes. The portfolio as of the date of this report may or may not be the same as the portfolio on the date this material is used.
Performance
Class A (Inception June 26, 2006)
| Average Annual Total returns | ||||||
|---|---|---|---|---|---|---|
| Latest Month August 31, 2010 |
Latest Quarter June 30, 2010 |
|||||
| 1 yr | 5 yrs | Life | 1 yr | 5 yrs | Life | |
| At NAV | 11.62% | -0.57% | 14.37% | -1.49% | ||
| With sales charge | 5.20% | -1.97% | 7.79% | -2.93% | ||
Class B (Inception June 26, 2006)
| Average Annual Total returns | ||||||
|---|---|---|---|---|---|---|
| Latest Month August 31, 2010 |
Latest Quarter June 30, 2010 |
|||||
| 1 yr | 5 yrs | Life | 1 yr | 5 yrs | Life | |
| At NAV | 11.02% | -1.24% | 13.62% | -2.14% | ||
| With sales charge | 7.02% | -1.70% | 9.62% | -2.61% | ||
The performance data quoted represents past performance. Past performance does not guarantee future results. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. Performance of Class A shares will differ from Class B shares because each class is sold pursuant to different sales arrangements and bears different expenses. Redemptions of Class B shares may be subject to a deferred sales charge.
Fees and Expenses
| Class A | Class B | |
|---|---|---|
| Max sales charge | 5.75% * | None |
| Max deferred sales charge | None ** | 4.00% *** |
| Total Annual Fund Operating Expenses | 2.20% | 2.90% |
* Due to rounding of numbers in calculating a sales charge, you may pay more or less than what is shown above.
** A CDSC of 1.00% will be assessed on certain redemptions of Class A shares that are purchased without a sales charge.
*** 4.00% in the first year, declining to 0% after the sixth year. Class B shares convert to Class A shares after eight years.
How to Obtain a Prospectus: Download or
For more complete information on any First Investors fund, you may obtain a free prospectus by contacting your registered representative, calling (800) 423-4026, or writing to the following address: First Investors Corporation, 110 Wall Street, New York, NY 10005. You should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. The prospectus contains this and other information about the fund, and should be read carefully before you invest or send money. An investment in a fund is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.
Subadviser: Vontobel Asset Management, Inc. (“Vontobel”) serves as the investment subadviser of the First Investors International Fund.
